STAY AT HOME WITH A RENOVATION 2ND MORTGAGE
Thinking about upgrading your home but want to keep your current low interest rate? Need more space but prefer not to go through the stress of moving? Our Stay at Home Program offers a smart, strategic way to invest in your home while preserving the financial advantages you already have.
This renovation-focused second mortgage solution is designed to make large-scale remodeling projects more accessible, allowing you to enhance your home without starting over.
Program Highlights
- Preserve your existing low fixed-rate mortgage while financing your renovation separately
- Enjoy a single closing that covers both construction and long-term financing
- Make interest-only payments during construction, with a seamless transition to permanent financing once the project is complete
- Available for primary residences only
- Financing is based on your home’s future value after improvements
- Up to 90% financing, with combined loan amounts up to $1,500,000
Explore Your Financing Options
If you’re considering a major renovation and want to understand how this program can support your goals, call (443) 300-2268 or fill out our online form. Our team is here to help you move forward with clarity and confidence.



